Job Description
Job DescriptionSalary:
What Is MyBambu?
MyBambu is a cutting-edge fintech platform delivering the first all-in-one mobile digital financial solution for underserved, primarily Hispanic communities. With a focus on financial inclusion, MyBambu offers easy access to a range of services, including checking accounts without credit checks, remittance services, bill payments, and mobile top-ups. Recognized with the FIS Impact Award for innovation in 2020, MyBambu is dedicated to breaking down barriers to financial access and literacy, empowering users through a bilingual, user-friendly mobile experience tailored to diverse needs.
Position Overview
The Lead Architect at MyBambu is responsible for defining, designing, and overseeing the technical architecture that powers our fintech platform, enabling cross-border transactions, digital banking services, and integrated lending solutions. This role requires deep architectural expertise, hands-on experience with backend technologies (including Node.js), and the ability to ensure all solutions align with MyBambus business objectives, regulatory requirements, and growth strategy.
Key Responsibilities
Strategic Leadership
- Define and maintain the architectural vision and roadmap for MyBambus ecosystem, including wallet services, payments, remittances, lending, and compliance integrations.
- Collaborate with executive leadership to ensure technology decisions directly support market expansion, customer experience, and product innovation.
- Evaluate emerging technologies with a focus on scalable backend frameworks such as Node.js, microservices, and cloud-native architectures tailored to high-volume transaction environments.
Architecture Design and Implementation
- Establish and enforce architecture frameworks, standards, and best practices for MyBambus digital banking and payment services.
- Design and oversee the integration of complex, distributed fintech systems including connections to payment processors, compliance platforms, and partner APIs.
- Architect backend services using Node.js and middleware technologies to enable secure, efficient, and scalable APIs for functions like wallet loading, P2P transfers, remittances, loan servicing, and card issuing.
- Ensure architecture supports compliance with PCI-DSS, SOC 2, GDPR, KYC/AML regulations, and jurisdiction-specific fintech laws (e.g., California and Texas lending rules).
Team and Stakeholder Collaboration
- Mentor solution architects, backend engineers, and technical specialists, fostering a strong engineering and architecture discipline.
- Act as the primary technical liaison between MyBambus engineering, product, compliance, operations, and vendor teams.
- Lead architectural decision-making for mission-critical projects, balancing speed to market with long-term platform stability.
Compliance and Risk Management
- Implement architectural governance processes to ensure adherence to security, privacy, and compliance requirements in all regions where MyBambu operates.
- Identify, document, and mitigate architectural risks in new and existing services.
Innovation and Continuous Improvement
- Drive adoption of modern backend technologies, containerization, and cloud deployment strategies to support MyBambus scalability needs.
- Explore and prototype new architectural patterns, including event-driven and serverless systems for high-availability payment flows.
- Continuously optimize platform architecture for cost efficiency, latency reduction, and transaction throughput.
Physical Requirements:
- Prolonged periods of sitting at a desk and working on a computer.
- Must be able to lift up to 15 pounds at times.
Employee signature below indicates the employee's understanding of the requirements, essential functions and duties of the position.
MyBambu is an E-Verify employer and participates in the E-Verify program to confirm the identity and employment authorization of all newly hired employees. MyBambu is an Equal Opportunity Employer.